Benefits of BDC
BDC has a couple of interesting favorable properties. The two most relevant ones are probably the following :
1. Since BDC would have legal tender status and would not be your bank's liability, you would not have to rely on the bank's solvency. Your money would be safe, no matter how well the bank does.
2. The Central Bank would have a much more direct way to exert its monetary policy in that it would have a more potent tool to fulfill one of its main tasks: ensuring financial stability.
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